Banking-book.



.119. 827,935. PATENTED AUG. 7, 1909.

. P. MOGL'AIN. BANKING BOOK.

APPLIOATION FILED 119.11.27, 1905.

' s SHEETS-SHEET a.

wnrnssses v mvEnrroR UNITED STATES PATENT oEEIoE. f

Specication of Letters Patent.

Application filed March 27, 1905. Serial No. 252.181.

To all ,whom it may concern,.-

Be it known'that I, FREDERICK MCCLAI'N, of Pittsburg, Alle heny county, Pennsylvania, have invente a new and useful Banking-Book, of which the following-is a full,

clear, and exact description, reference being had tothe accom anying drawings, forming part 'of this speci cation, in whichmy invention.

`forming the remainder of the leaf.

Figure 1 is a perspective view of a banking or check book arranged 1n accordancewith.

Figs. 2 and 3 show modiiications of the form of Fig. 1. Fig. 4 is a plan view of a pocket banking-book constructed in accordance with my invention. Fig. 5 is a perspective viewofA another form of the. in-

` vention with the stubs made as leaves separate from the checks, and4 Fig. 6 is a )erspective view showing another form o pocket banking-book.

My invention relates to the class of banking-books which contain detachable forms,-

such as drafts, checks, notes, or like orders or pronnses to pay or for the transfer of funds,

debits andA credits, or for due bills and re-` cei ts.

'libe object of the invention is to provide a simple and elicient system for recording transactions and to provide an arrangement which may be easily handled b v unskilled persons; also, to provide a book of this, charactcr which maybe cheaplyr and economically made andsold.

`This application contains subject-.matter set forth and claimed in myprior abandoned applieatiom'Serial No. 198,553, liled March 17,1904. p r.

inthe drawings, referring to the form of Fig. 1, l show a book having leaves, each leaf consisting of a stub extending the width ol the book with a pluralitvor group of checks 'lhe height or width of the stnbgis equal lo the combined heightA or widths" of the checks, thus giving a stub of ample size to receive the collected data relating to. the cheeks and also the collected data relating to deposits made through the period in which' the checks attached tothis leaf are drawn, the collected deposit data-being vertically se mratcd from the form for the check data. n this iigure the form for the check data is in the upper portion ol' the stub, while the form for the deposit data is below it, the columns to receive the figures being preferably in line with each other, as shown. llach set of "colunms is preferably provided with a space for thelto tals, and the deposit-column is preferably provided with space for subtracting the total.

checks from the total deposits and a space for the balance to be carried forward to the next stub.

In this arrangement the dateis to be placed at the left of the deposit, and the line for the deposit may receive the data as to I have shown the the origin of the de osit. collected. data for t 1e checks as arranged-to receive the check-number, the date, the name of the partyvto whose orderthe check is drawn, and the pur ose for which the check is drawn. It will urther be noted that on the other side of the stub, vas shown on the left-hand leaf, lines are ruled to receive iniseellaneus entries in regard to any particular transaction. '.,lhese'may or may notbe used,

as desired. It is intended in this form that. when all the checks in the book .have been used the covers shall beshortened or'eut off tothe length of the stubs, or if the book-'is .loosely bound the stubs may bel removed and preserved as permanent record for reference.

In Fig. l show a form similar to that of Fig. 1, except that the form for the deposits is above, while the form for the checks is be# low, this being a reversal from that of Fig. 1'.

In Fig. 3 l show a form similar to Fig. 1',

except that the form for the deposits is merely ruled, this being again vertically se arated from the forni for the collected cheeIi( data, which may be either above or below.

ln Fig. L I show a pocket cheek-book which is arranged with two sets of leaves, one set of leaves being checks, while the other set is' made up of stubs. In this case again the stubleaf contains two forms verticallyl sepa,- rated from each other, one form being arranged to receive .the collected data for the checks and the other form the collected data ln books of this class'the for 'the deposits. stub-leaves may be vplaced between from three or four of the checkfleaves, land the stub-leaves may be ruled on the reverse side. lf desired, both sides of the stub mav be provided withthe vertically-se )aratcd forms for collected dcposit'data ami collected cheek data, thus giving one stubdeaf for two grou )s of single -check-leaves. In books of the ocket type l preferably make thestubieaves slightly smaller as to some dimensions` than the check-leaves for case in opening for using the next successive check.

ln Fig. 5 .l show a form similar to that of Fig. '1, except that the stubs are formed as leaves separate from the checks. In this IIO form thi) Stuhs alternato with th() cliia'kleaves, and thiloro) for thi) diposit data may again h@ either ahovify or helow the forni for the chock data.

n In Fig, t) l shoiv a l'orin similar to Fig. 4, excepty that thv hook opins along its longvr dimensions. ln this caso again tho ohiil lccted diposit data, oitlivr lwingr ahovi).

The advanlagis olr in v invention risiill i'roin thv airangvinont ol' tho l'ornis for t-liil Collected i-liiifli data and i'olliii-tid diposit data., whirl) aro soparati and distinift.A rl`li Vertii'al svpai'ating ol thcsiL forins avoids vonfusion and onahlos thiA s vst-in) to ho oasilv t() iniatalicsA by thi) yileaigiiatii)ns/ and tho stiihs givc a ioinplelie history of all transactions ol thi` char-(initier for which the |)ooli is intindisd. The tivo forms nia)Y la plaii-d on oithiir Sido or on hoth sidvs of tho stubs, thv hook may la) iiihor pornianontlv hound or oi` thix loose-loaf or othii dfiisirahlfl typi, and man v other ifhangfis may la) inado ivitlioiit doparting i'roin niv invontion, B v tho words choc/lis" and I"i1"i\pi')sit.s"" Vl intond to (fovir the tivo classi-s of transactions gonirallv known as debit and credit," and sinilarlj' the ivoro banking-hook isiisiid in itshroad sans@ to covir hoo-lis having` dvtaihahlf` foinzs sii 'h as ihii-lvhoolis, draft-hooks, iii)ii\,l ooi s, roi'i\ipt-l)ool\'s, and the like, Yifl'iili i havo shown tho tivo colinnns'as vortii'ally alinid, they may lwoiitol alininiiiit7 though in wach raso they l'oiins aro vortiuall)r separa had.

Claim-'-H .fi oooh havin;A loavixsv` i-ai'li i-oinprisinj;l a slid: vv-iih a pliii hoariiii: -f i'orni haviii; r` appropriatilv-ilisig natid s; `i to i'iciivo thi i-,ollii-tid data rilatiiigj; to all hof-lis larining' a part ol tho lial',y and a form viiiii'allv sopai'aiid iliorolron) and havin approvi,

Attontion is iallid to thi siiil) C: ll v separat-ed therefrom and having appropriatirly-ilvsignatod spaces to receive the colliotid data for diposits made duringr the usingol' thochiiflvs attached tosaid leaf; Sul)- stantialllv as dosvrilaal. Y

3. A hook having liavis, wach coinprisinpr y a stiil) \viili a pliiralit)Y ol checks, oach Still) data is viritii'allv siparatid lroin thi) uol-f havingr on thix saniil sido thoioot a loiln havin;Y appropriatolv-dosignatod spaces to r0- :i\ivi\ tliix i-olliwtid data rilatiing to all the ihiiks formingr a part ol' thilial', and a forni virtiifallv soparati-d thirilroin and havinzgr appropriatolv-disignatid spaces to receive thi. iolloi'tid data for diposits iiladi,` during tho using ol' thv vlioilis attai'hid to Said leal, thi` stiil) having linis iipon ilal oppositil sido lliiriiol' lor additional inoinoranda; substantially as ilisi'rihid.

4. A hook having loaves, earl) comprising' a stiil) with a plurality oll 'chili-lis, oat-,h Still) having,r on tho samix sido thirfol' a forni haw iii;r appr()priatily-ilisignati'd spavos to ri).- (ivivi tho iolliiitid data ivlatinz;r to all Checks loriniir;r a parll ol' thi) lial, and a loro) vertii'allv si-paralid lliirvl'roni and having' approprialil'v-disigoatiil spai'os to riifiive thi' dato, tho soi'iri'v l'roni whiifh riviivid and tho uonsidiralion. l'or all iliposits niidiv during this` using ol' lli() olivi-lis attavliid to said lial', tho still) having linis iipon thi opposite) side-l tliirioll l'or additional iniinorzinda; substantiallvv as disizrihid.

f'). A ^lii l l ool havingr siiihs, iiiiih still) laaring' a loro) havin;y appropl'ialilv-deisigniilid spai-os io riioivi iollii'tid data rilat ing to a niinilwr oi hoi-lis, and aiioiliir l'orln vortioallyy soparatid lhiriil'roniy and having approprialillvdosigoatod spai-iis to rimivo i-ollii-iiil data l'or a niiinlar ol` iliposilfs; sill) stantially as ilisiiihrial.

i oll i'lioiflis, said loro) lillinfg onliv a part. olI tlm the) ('ollii'tiil data relatingl to all tliithii-lis forming' a Dart ol thi) leal", and a loro) Vorla- 

